Exclusive Health Benefits - Only for AACFB Members

AACFB has partnered with 1099 Health, Redirect Health, and New Journe Consulting to bring members an exclusive health benefits program designed for small and mid-sized businesses.

The Debt-Free Health Plan℠ delivers predictable costs, exceptional care access, and lower rates available only to AACFB members.

Why Traditional Health Plans Keep Failing Small Businesses

  • Premiums and deductibles rise every year.

  • Employees delay or skip care because of cost

  • Business owners face renewal shocks and unpredictable costs

64% of Americans delay or avoid medical care because of cost (Gallup & West Health, 2023)

AACFB members now have a better solution built around affordability and access.

Why Traditional Health Plans Keep Failing Small Businesses

A national, compliance-friendly health plan designed to make healthcare simple and affordable.

  • Predictable, standardized pricing nationwide

  • $0 cost barriers for routine and preventive care

  • 24/7 coordinated access to care through Redirect Health

  • Simple setup and compliance support from New Journe Consulting

  • Fully ACA and ERISA compliant

  • Consistent renewals -average rate adjustments ≤ 4.5% per year over the last decade

Exclusive AACFB Member Pricing & Turnkey Support

As an AACFB Member, you receive:

● Lower member-only rates — negotiated exclusively through AACFB

● Dedicated support from Jamison Jacobs and the 1099 Health team

● Expert guidance and compliance support from New Journe Consulting

● White-glove onboarding and ongoing member service

"Our mission is to make healthcare work for business owners again." - Jamison Jacobs, Broker Partner, 1099

The Debt-Free Health Plan℠ is administered by New Journe Consulting in collaboration with Redirect Health. 1099 Health serves as the designated broker for AACFB members. Pricing is standardized nationwide; AACFB members receive exclusive negotiated rates lower than standard market pricing. Rates are subject to change at renewal; however, Redirect Health has historically limited rate adjustments to ≤ 4.5% annually for more than a decade. All materials and communications are subject to carrier and association approval prior to use.